It's Official Now...
I'll be working until I'm dead....
Not that my 401(k)s or IRAs were that great to begin with (heck, with all the *not covered by medical insurance bills* here), but I am sure that whatever was left (it was a nice safety net for when sh#t really hits the fan) is now dwindled to almost nothing. Truth be told? I have NOT checked my balances... and I won't.. as I really don't need the additional stress. I have always been a firm believer in diversification, and have tried to do that as much as possible. Hopefully that will spread the pain a little...
What I DO need to look at is the boys' college funds. Again, not a lot of money in them (most of what went in there is from the days BEFORE the *mainstream medicine does not believe that the boys' medical issues are real* bomb hit this house)... I could take the attitude of *well, now the boys will at least qualify for college loans*, but where are those loans gonna come from? And having a decent house does not guarantee a home equity loan anymore either (believe me, I recently tried.. just to get a cushion in place.. but as I have only been able to get my credit rating back up during the last 6 months or so, I am considered a high risk loaner).
What a mess.. what an incredible mess..
1 Comments:
You know, I watch Suze Orman every week. And she always says to fund retirement before college because a kid going into college can always get a scholarship or loan or something, but there are no scholarships for being old and retired. Focus on your retirement. Do you have life insurance? A will? A living revoacable trust?
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